Comments on: Care One Credit http://debtconsolidationservices.choicerevu.com/care-one-credit/ ChoiceREVU :: Your trusted source for Consumer Reviews Thu, 26 Jan 2012 14:47:18 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Concern One Credit | Live Your Life http://debtconsolidationservices.choicerevu.com/care-one-credit/comment-page-1/#comment-290 Concern One Credit | Live Your Life Wed, 07 Dec 2011 21:15:26 +0000 http://debtconsolidationservices.choicerevu.com/?p=23#comment-290 [...] Concern One Credit comments: Closed tags: care one complaints, care one credit, care one credit counseling, care one review, careone credit complaints, careone credit reviews, consumer complaints about careone credit « Previous [...] [...] Concern One Credit comments: Closed tags: care one complaints, care one credit, care one credit counseling, care one review, careone credit complaints, careone credit reviews, consumer complaints about careone credit « Previous [...]
]]> By: Cheryl Barry http://debtconsolidationservices.choicerevu.com/care-one-credit/comment-page-1/#comment-212 Cheryl Barry Fri, 22 Jul 2011 06:12:06 +0000 http://debtconsolidationservices.choicerevu.com/?p=23#comment-212 I think everyone should know that this is a total scam! My daughter got caught up in this due to the positive feedback from Oprah and others who have said that this is a good organization. She has been enrolled for 2 years and they have only settled 1 account and have not contacted any other ones. They have taken over $1,000.00 of her money. She is unemployed and cannot afford for them to take out a $50.00 monthly fee for nothing. Everything that they promise to do is dragged out so that they can collect the monthly fee. We as consumers can do the same things they are. Write a letter to your creditors and tell them what amount you will pay each month. Most of them will accept anything. They will stop calling you and if they cash each payment they cannot do a thing to you. This company should be investigated! I am very unhappy and they want $160.00 a month from her. She has a child to support and they are stealing from her! I think everyone should know that this is a total scam! My daughter got caught up in this due to the positive feedback from Oprah and others who have said that this is a good organization. She has been enrolled for 2 years and they have only settled 1 account and have not contacted any other ones. They have taken over $1,000.00 of her money. She is unemployed and cannot afford for them to take out a $50.00 monthly fee for nothing. Everything that they promise to do is dragged out so that they can collect the monthly fee. We as consumers can do the same things they are. Write a letter to your creditors and tell them what amount you will pay each month. Most of them will accept anything. They will stop calling you and if they cash each payment they cannot do a thing to you. This company should be investigated! I am very unhappy and they want $160.00 a month from her. She has a child to support and they are stealing from her!
]]> By: AnjelB http://debtconsolidationservices.choicerevu.com/care-one-credit/comment-page-1/#comment-100 AnjelB Sat, 19 Mar 2011 15:14:39 +0000 http://debtconsolidationservices.choicerevu.com/?p=23#comment-100 I'm not sure what you 2 have been doing as far as following up with CareOne but I have been with them for 3 years and my credit score is back up to 700. Yes some of your payments will be late b/c of the due date on your credit accounts but as long as the company sees you are enrolled with CareOne they will not charge a late fee. I have not had any late fees since I have been with the program. If you are getting late fees you need to speak with your credit company. As far as them not accepting, I was informed via mail that one creditor whould not accept the plan but when I didn't pay them the next month the immediately accepted. All of my creditors have been paid off except for 2 so I'm very pleases with CareOne. I’m not sure what you 2 have been doing as far as following up with CareOne but I have been with them for 3 years and my credit score is back up to 700. Yes some of your payments will be late b/c of the due date on your credit accounts but as long as the company sees you are enrolled with CareOne they will not charge a late fee. I have not had any late fees since I have been with the program. If you are getting late fees you need to speak with your credit company. As far as them not accepting, I was informed via mail that one creditor whould not accept the plan but when I didn’t pay them the next month the immediately accepted. All of my creditors have been paid off except for 2 so I’m very pleases with CareOne.
]]> By: Mark Crable http://debtconsolidationservices.choicerevu.com/care-one-credit/comment-page-1/#comment-91 Mark Crable Mon, 29 Nov 2010 16:55:44 +0000 http://debtconsolidationservices.choicerevu.com/?p=23#comment-91 I completed a credit card settlement plan that I started with Care One Credit (then Freedom Point) in November of 2010. I'm quite pleased to say that I no longer have any credit card debt whatsoever. It was not an easy process all of the time, but, I made it! Salute!!! Credit card free me. You too can do it with the right help. I highly recommend this company. They were personable and courteous in all of my dealings with them. I completed a credit card settlement plan that I started with Care One Credit (then Freedom Point) in November of 2010. I’m quite pleased to say that I no longer have any credit card debt whatsoever. It was not an easy process all of the time, but, I made it! Salute!!! Credit card free me.

You too can do it with the right help. I highly recommend this company. They were personable and courteous in all of my dealings with them.

]]> By: Elana Gordon http://debtconsolidationservices.choicerevu.com/care-one-credit/comment-page-1/#comment-75 Elana Gordon Sun, 08 Aug 2010 20:51:49 +0000 http://debtconsolidationservices.choicerevu.com/?p=23#comment-75 I absolutely agree with the above review. The original representative lied to me- telling me I could pick any date of the month to pay but not telling me that this would cause every single payment to the credit card companies to be be late every single month and getting whopped with late payment fees every month. They wouldn't do anything for this, just told me I had to call C.C. companies to change date. I finally paid double payments one month on my own to bring every thing up to date. Also never told me they would be charging a monthly fee. Now, two years later I call because I need to postpone automatic withdrawal this month to two days later and am told they can't do it. I subsequently had a few more very reasonable requests, such as please try to take the money out again on such and such date, and was told I had to call back again after the first didn't go through. Basically, C.E.S.I. does nothing for its clients after initial agreement with credit card companies. Their customer service is nil, they are rude, and will do nothing on your behalf. Oh, another lie they told me is that the C.C. companies are just freezing your account until paid off. Wrong! once paid, they will close account. I absolutely agree with the above review. The original representative lied to me- telling me I could pick any date of the month to pay but not telling me that this would cause every single payment to the credit card companies to be be late every single month and getting whopped with late payment fees every month. They wouldn’t do anything for this, just told me I had to call C.C. companies to change date. I finally paid double payments one month on my own to bring every thing up to date. Also never told me they would be charging a monthly fee. Now, two years later I call because I need to postpone automatic withdrawal this month to two days later and am told they can’t do it. I subsequently had a few more very reasonable requests, such as please try to take the money out again on such and such date, and was told I had to call back again after the first didn’t go through. Basically, C.E.S.I. does nothing for its clients after initial agreement with credit card companies. Their customer service is nil, they are rude, and will do nothing on your behalf. Oh, another lie they told me is that the C.C. companies are just freezing your account until paid off. Wrong! once paid, they will close account.
]]> By: Ryan http://debtconsolidationservices.choicerevu.com/care-one-credit/comment-page-1/#comment-33 Ryan Tue, 25 Aug 2009 17:35:20 +0000 http://debtconsolidationservices.choicerevu.com/?p=23#comment-33 I have been a member for 2.5 years and I was under the impression that CareOne has communicated effectively with both me and my creditors. I was wrong. One of my creditors did not agree to the re-age process when they signed on, and CareOne did not tell me that. Therefore, for a year and a half, my creditor has reported to the credit bureau that I have been 3 months behind. Had CareOne told me this a year and a half ago, I would have made the account current on my own, but I was under the impression that they had it taken care of. Customer service is awful. One representative mis-informed me completely and the other wouldn't let me speak at all. The supervisor did not even apologize for the behavior nor did she provide a solution to my issue other than that it's my fault for not paying closer attention to the bills. They have not measured up to my expectations at all and I would definitely rethink joining this organization again. I have been a member for 2.5 years and I was under the impression that CareOne has communicated effectively with both me and my creditors. I was wrong. One of my creditors did not agree to the re-age process when they signed on, and CareOne did not tell me that. Therefore, for a year and a half, my creditor has reported to the credit bureau that I have been 3 months behind. Had CareOne told me this a year and a half ago, I would have made the account current on my own, but I was under the impression that they had it taken care of. Customer service is awful. One representative mis-informed me completely and the other wouldn’t let me speak at all. The supervisor did not even apologize for the behavior nor did she provide a solution to my issue other than that it’s my fault for not paying closer attention to the bills. They have not measured up to my expectations at all and I would definitely rethink joining this organization again.
]]> By: ChoiceREVU Editor http://debtconsolidationservices.choicerevu.com/care-one-credit/comment-page-1/#comment-13 ChoiceREVU Editor Tue, 17 Mar 2009 19:55:32 +0000 http://debtconsolidationservices.choicerevu.com/?p=23#comment-13 Care One Credit is a major player in the consumer credit counseling arena and has been doing it since 2002. They have a solid rating with the BBB, but a lot of consumer complaints. If you are one of the few that a consumer credit counseling program is a good fit for, they may be a solid choice, but be sure you consider all your other options first. Care One Credit is a major player in the consumer credit counseling arena and has been doing it since 2002. They have a solid rating with the BBB, but a lot of consumer complaints. If you are one of the few that a consumer credit counseling program is a good fit for, they may be a solid choice, but be sure you consider all your other options first.
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