ABC Debt Relief

by ChoiceREVU Editor

ABC Debt Relief, LLC is a debt settlement company with a business start date of 6/2007. A review of this company’s BBB report shows 36 complaints in the last 36 months, but since they have only been in business for less than 2 years, this seems to be a significant complaint record. Of the 36 complaints filed, 25 were in the last 12 months. The complaints range from contract issues to customer service and seem to cover all aspects of the debt settlement program. To ABC Debt Relief’s credit, most of the complaints were resolved in a timely manner, and most of those that were not were administratively closed due to client’s non response or failure to support their claims. The BBB currently reports an F rating for ABC Debt Relief.

A search for complaints against ABC Debt Relief across the Internet revealed more complaints. The largest concentration of complaints seemed to be consumers who did not understand that their creditors were not going to get paid monthly and that debt settlement takes time. This type of complaint seem to be very common in this industry. Without knowing exactly how many clients ABC Debt Relief has it is hard to accurately asses the severity of large numbers of complaints.

In a typical debt settlement program, the majority of accounts are not settled until after the 2nd year of the program. This is simply due to the fact that accounts are not aged and delinquent enough for settlement until well into the program, but also the client does not have sufficient funds saved to settlement escrow until that time. Since this company has only been in business since 6/2007, you have to consider that they may not actually have many or any clients who have completed their program at this time.

{ 12 comments… read them below or add one }

ChoiceREVU Editor March 17, 2009 at 1:56 pm

Since ABC Debt Relief has not been in business very long and has a significant number of complaints with the BBB and on the internet in general we recommend caution if you choose to work with them. – ChoiceREVU Editor


Lucas April 28, 2009 at 4:06 pm

I looked into this company before signing with another one and there website said they were members of the BBB…I called the BBB and they told me there was no way this company would qualify to have a good rating let alone be accredited members of the BBB.

The BBB sent me an email they would look into why the company was misleading consumers on ABC Debt Relief’s website. Now there members of the best internet bureau according to there website–What kind of bureau is that, lol?


Jennifer July 9, 2009 at 10:55 am

We looked into ABC Debt Relief as an option to financial difficulties. The support people seemed clear and eager to answer any questions. We were ready to proceed with the program until we read the terms and conditions which basically stated there is no quarantee ABC can get the creditors to settle. So you end up paying ABC a percentage of your intial debt amount, even if they cannot settle your debt with a particular company. Your basically paying them to call up your creditors and settle. Well why would I pay them $7,000.00 to do something I CAN DO!! I never sent back the signed and authorized contract. They debited my savings account anyway without authorization. We initally gave them the acct no. for preliminary info. which was our mistake right there. So in the end they cost us $100.00 in bank fees.


ChoiceREVU Editor July 9, 2009 at 11:18 am

In all fairness, no debt settlement company can guarantee that they will settle your accounts, or guarantee any particular settlement. However, many have a policy to prorate refunds on accounts not settled. There is no excuse for drafting the account of a client without full authorization, and it is this kind of behavior by debt settlement companies that give the industry a bad name. This is exactly why we have put together this site; to allow consumers to get a look at the company they are considering. FYI: this is not the first complaint of unauthorized payment drafting against abc debt relief we have seen.


Arifan Memon December 17, 2009 at 1:53 pm

ABC DEbT Relief in Dallas Taxes.. These people are scammers and have took over 5000 from us and have done nothing.. Please be aware of these people…
Thanks – Arifan


kae February 24, 2010 at 1:56 am

UNFORTUNATELY, We signed up with them and they took a while to start doing anything, after $1400 paid out to them,(and we regreat it)so, we decided to back out and do it ourself and now we are free of debt within 24months! it just take some can do it yourself too.


Scott August 23, 2010 at 6:26 pm

ABC is a JOKE! Don’t waste your time and money with them. They have done nothing so far that we couldn’t do, and we are on our 5th rep from their company. They were supposed to contact our creditors and let them know what was going on, not only did they not contact them, but we are now being sued by them, capital one.


Patty August 31, 2010 at 10:57 pm

They are nothing but scammers. They take your money and do nothing. My C-Card co called me saying they would not deal with them. I contacted the person I was working with about this. But guess what I never heard from her. 2 days later I sent an email telling her she was fired, also sent a certified letter advising same thing. 5 days later I get an email saying she recieved my email, and everything is taken care of. ABC had been taking money monthly and absolutly nothing for me. These kind of people belong behind bars, where they can’t hurt people who need help. I hope they get what they deserve.


Deb March 22, 2011 at 9:33 am

ABC charged my husband $9,000 up front back in 2007. They never settled one debt which has now reared its ugly head. Their reasons at the timne were that the company had gone out of business and could not be located. The never prorated the payment either based on them not being able to even locate the company. I googled the company and found them. We are now speaking with an attorney. And just try and get receipts for the settlements they have paid … if you do, let me know how you did it because we are still waiting for them.


Amber T April 29, 2011 at 7:08 pm

ABC debt relief is a scam!!! I have paid them lots of money and they still have not paid on any of my debt, it’s been about 2 years now. I have left several messages with them and never get a call back. Mabey my attorney will have better luck. I now have creditors taking money from my bank account. You suck ABC!!!! Please do not be fooled like I was.


Conchita Verderosa July 11, 2011 at 3:55 am

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Thomas Jones September 6, 2011 at 6:40 pm



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